Ron Ghitter, Q.C. Certus Developments During my years in legal, political and real estate development pursuits I have had many occasions to deal with professionals in the mortgage brokerage business. None have matched the professionalism, knowledge, efficiency, dedication and integrity that I have experienced in my dealings with Kris Heron, Neil Foran and their associates. They are a pleasure to deal with and I highly value their advice and ability to assist me in my ongoing mortgage requirements.